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Personal

First Savings

Saving money for a down payment, college education, home renovations and life’s other important events should be simple. With First Savings, it's never been easier to open or maintain a savings account. Your interest rate provides a solid way to make your money work for you. There are no monthly fees for First Savings, as long as you maintain a daily balance of $100, or a total deposit relationship balance of $25,000.

With First Savings, you can build your savings with simple and free automatic transfers from your checking account. For even more convenience, you can link your checking and savings accounts in the event of an overdraft.

Account Details:

Includes	ATM Card Available Direct Deposit Free Automatic Transfer Service from checking
Banking Options	Online Banking Bill Pay Mobile Banking Mobile Text Notifications e-Statements Telebanker
Minimum Balance	$100 (or $25,000 aggregate deposits)
Below Minimum Balance Fee	$5 (waived first 3 months)
First Coverage	$10 per Savings Overdraft Sweep (applied to savings)
Interest Rate	See today’s great rate
Minimum to Open	$25
Notable Account Details	An excess withdrawal fee of $2.00 will be charged for each cash or check withdrawal in excess of two during a month.
Safe and Secure FDIC Insured	Your deposits are FDIC insured up to $250,000 per depositor. Note that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $500,000; that's up to $250,000 in all of your individual accounts, and up to an additional $250,000 in all of your joint accounts. First Federal’s FDIC certificate number is 28994 and can be viewed here. We are registered with the FDIC under the name First Federal Bank. Learn more about FDIC insurance at www.fdic.gov.

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