Monthly maintenance fee

Avoid the minimum balance fee of $10 when you maintain a $1000 balance every day of the statement cycle.

Best for you if

Benefits & Features

Online Banking with Bill Pay and Presentment

ATM Card

Interest

Compounded daily and credited monthly.

An excess withdrawal fee of $10.00 will be charged for each check paid in excess of three during the statement cycle.

Transfers from this account to another account or to third parties by preauthorized, automatic, computer or telephone transfer are limited to six per statement cycle, with no more than three by check, draft or similar order to third parties.

Your deposits are FDIC insured up to $250,000 per depositor. Note that individual and joint accounts are insured separately, so if you have both types of accounts with us, your total deposits can be insured up to $500,000; that's up to $250,000 in all of your individual accounts, and up to an additional $250,000 in all of your joint accounts. First Federal’s FDIC certificate number is 28994 and can be viewed here. We are registered with the FDIC under the name First Federal Savings and Loan Association of Charleston. Learn more about FDIC insurance at www.fdic.gov.